
3. How do you come up with names, for characters (and for places if you're writing about fictional places)?
I have baby name books and behindthename.com, which are hugely helpful. For second-world fantasy I borrow heavily from whatever culture I'm borrowing from, occasionally changing the spellings up. I will sometimes make spellings more phonetic to help me and the reader. Same goes for places.
For contemporary fantasy I just look for names that sound right for the character. Without the right name, everything will feel off-kilter.
Once upon a time, when I was in high school and the Dread Juvenilia Project wasn't even Falling Towers yet, Isyllt's name was Elizabeth, and she was a thinly veiled Mary Sue stand-in in a portal fantasy starring several of my friends. Reader, this was horrible. Eventually I ditched the portal aspect, and her name became Isolde. But that still wasn't right. Then I found Isyllt in a name book, and presto!--she clicked. Then all I had to do was age her ten years and give her a job and a better wardrobe.
The mantle of Elizabeth then fell upon Liz Drake from Dreams of Shreds & Tatters, who also started life as a Mary Sue stand-in in a Call of Cthulhu game. The story evolved to become Dreams, but she kept the name. She has also been my most obnoxious character to date, neurotic and cagey and withholding information for six drafts of the freaking book. Either I need to stop falling back on author-insertion characters when I'm uninspired, or just stop using that name.